North Texas Hailstorms Reinforce the Value of Insurance Claims

June 15, 2023
Home / / North Texas Hailstorms Reinforce the Value of Insurance Claims

The recent hailstorms in the North Texas area have served as a reminder of why proper claims processing is so important when unpredictable weather causes property damage. While most of the focus may be on damaged personal cars and homes, businesses are just as likely to be hit by the unexpected consequences of a severe hailstorm. 

Hailstorms are a natural phenomenon that can wreak havoc on commercial buildings, strip malls, multi-housing complexes, and other structures. The impact of hailstones can cause extensive damage, particularly to roofs, leading to significant financial losses for property and business owners. Fortunately, insurance coverage often includes hail damage, and in such cases, public adjusters can play a crucial role in helping navigate the claims process.

Key Factors During Damage Assessment and Claim Evaluation

The Impact of Hail Damage on Commercial Buildings:

Hailstorms present a unique threat to commercial buildings as they can strike roofs, windows, and other vulnerable areas with immense force. Roofs, in particular, bear the brunt of the damage, experiencing dents, cracks, punctures, and dislodged shingles that compromise their integrity and expose the building to potential water damage and leaks. Moreover, external fixtures such as windows, siding, and HVAC systems can suffer shattered glass, broken frames, and damaged cooling or heating units due to the impact, significantly impacting the functionality and safety of the commercial building. These issues, if left unaddressed, can lead to structural damage, mold growth, and increased energy costs due to compromised insulation.

Insurance Coverage for Hail Damage:

Fortunately, hail damage is typically covered under most commercial property insurance policies. These policies often include provisions for severe weather events, such as hailstorms, hurricanes, and windstorms. Property owners should review their policies to ensure they have adequate coverage for hail damage. It is essential to understand the specific terms and conditions of the policy, including deductibles, coverage limits, and any exclusions related to hail damage.

The Role of Public Adjusters in Hail Damage Claims:

When hail damage occurs, property owners may find themselves overwhelmed by the claims process. This is where public adjusters can step in to provide invaluable assistance. Public adjusters are licensed professionals who work on behalf of policyholders to help them navigate the intricacies of insurance claims. Their expertise in assessing and documenting property damage, along with their negotiation skills, can significantly improve the chances of a successful claim.

Here are some ways public adjusters can help in hail damage claims:

Hail damage inspections involve a thorough assessment of the property, uncovering hidden or easily missed damages. Extensive documentation, including detailed reports and photographs, is collected to support the insurance claim. This evidence, along with repair estimates, is compiled and submitted within the necessary timeframe.

Thankfully, whenever a home or commercial property experiences severe catastrophic damage, public adjusters are a welcomed relief to the all-too-common experience of policyholders getting taken advantage of by their insurance company.

Reputable public adjusters work in the best interest of the policyholder, seeking the highest possible payout. This alone draws many policyholders to partner with the professionals and avoid the minimal amounts from insurance companies. SunPoint Public Adjusters are the silver lining in every storm.

SunPoint Public Adjusters, Inc. Advocates Only for the Insured’s Benefit

SunPoint Public Adjusters, Inc. (“SunPoint”) is the “Gold Standard” of the Public Adjusting industry. We comprehensively review and evaluate your insurance settlement, immediately deploy a team of specialists to assess and quantify your damages and customize a strategy around your recovery to promptly and properly maximize the resolution of your claim. 

Our in-house experts and external veteran professionals are experienced in quantifying and negotiating building, personal property, inventory, or other additional coverages. We work solely on your behalf to favorably resolve your claim. Our team ensures your insurance company does not delay, diminish, or deny benefits that are rightfully owed to you. Industry authorities agree that having a public adjuster like SunPoint on your side early in the process expedites and maximizes your recovery.

Policyholders have been benefiting from our knowledge and advocacy for decades. We have handled, managed, and successfully navigated claims ranging from homeowner losses; corporate losses in the hundreds of millions of dollars; disaster losses involving government entities and entire municipalities; agricultural and recall losses, and virtually any type of disaster claim that could be imagined. 

Our team of Public Adjusters, building cost consultants, inventory specialists, forensic accountants, and equipment consultants are unmatched in our industry. It is easy to be big. But it takes dedication every day to be the best – we have that dedication. Our goal is aligned with yours. To obtain a free insurance settlement assessment of your specific circumstances and recovery please contact us and strategize your optimal means of recovery.