Heavy Snowfall and Roof Collapse: An Unfortunate Reality for Many Homeowners

March 16, 2023
Home / / Heavy Snowfall and Roof Collapse: An Unfortunate Reality for Many Homeowners

March is traditionally the turning point from winter to spring. However, many California and Nevada residents are experiencing an onslaught of harsh, winter-weather conditions. Roof collapse due to the unbearable weight of rooftop snow is affecting many structures as severe storms impact the region. 

If you’ve been impacted by these storms, you need to assess the damage and have the right team on your side when you are entitled to insurance reimbursement. Before we explore this further, let’s look at why these extreme conditions are happening. 

Why Is This Happening?

The immense weight of snow is the result of the “atmospheric river” perpetuating high levels of moisture.  These atmospheric conditions increase rainfall and therefore, snowfall when the temperature is low enough. 

Whenever you have the unfortunate combination of snow, heavy rainfall, and warmer daytime temperatures, there’s a high chance of roof collapse. Snow-loaded roofs often lead to structural damage when stressed enough. Generally speaking, most roofs are able to withstand 20 pounds of snow per square foot. This amount may change when you have a mixture of ice, hail, sleet, and puddles of water. 

Know Your Insurance Policy

It’s important to know what your insurance policy covers and what it does not during these uncertain times. It’s not only a good idea to know what is covered, but to know exactly what impact these storms have caused to your property. Proper documentation and assistance with handling the claims process are crucial. You also need to have a game plan with a team that you can trust to manage the details of your claim fairly and professionally.

Thankfully, there is always help available when you contact a qualified public adjuster. You shouldn’t fear being taken advantage of by your insurance company which is less than inclined to offer you the highest payout for your damages. You deserve peace of mind when managing the stress and confusion that often accompanies such experiences. Roof collapse due to snowfall can and should be mitigated for an outcome that will offer you hope in rebuilding your property and your life!

SunPoint Public Adjusters, Inc. Advocates Only for the Insured’s Benefit

SunPoint Public Adjusters, Inc. (“SunPoint”) is the “Gold Standard” of the Public Adjusting industry. We comprehensively review and evaluate your insurance settlement, immediately deploy a team of specialists to assess and quantify your damages, and customize a strategy around your personal recovery to promptly and properly maximize the resolution of your claim. 

Our in-house experts and external veteran professionals are experienced in quantifying and negotiating building, personal property, inventory, or other additional coverages. We work solely on your behalf to favorably resolve your claim. Our team ensures your insurance company does not delay, diminish, or deny benefits that are rightfully owed to you. Industry authorities agree that having a public adjuster like SunPoint on your side early in the process expedites and maximizes your recovery.

Policyholders have been benefiting from our knowledge and advocacy for decades. We have handled, managed, and successfully navigated claims ranging from homeowner losses; corporate losses in the hundreds of millions of dollars; disaster losses involving government entities and entire municipalities; agricultural and recall losses, and virtually any type of disaster claim that could be imagined. 
Our team of Public Adjusters, building cost consultants, inventory specialists, forensic accountants, and equipment consultants are unmatched in our industry. It is easy to be big. But it takes dedication every day to be the best – we have that dedication. Our goal is aligned with yours. To obtain a free insurance settlement assessment of your specific circumstances and recovery please contact us and strategize your optimal means of recovery.