Have You Been Impacted By Hurricane Ida?
If you have suffered property damage due to Hurricane Ida, negotiating a residential or commercial hurricane damage claim requires expertise, perseverance, strategy, and skills to navigate the complicated process of successfully resolving your insurance claim. We have a well-seasoned team of adjusters and other experts who have collectively resolved thousands of disaster losses in the hundreds of millions of dollars.
We Are Very Experienced Public Adjusters
Our senior adjusters have between 25 and 35 years of experience evaluating, documenting, and successfully negotiating complicated large insurance claims. Having SunPoint Public Adjusters, Inc. (“SunPoint”) as trusted advocates on your side early in the process will help expedite your recovery. We will take the burden off you so you can resume business operations or rebuild/replace your home or property.
There is no standard checklist of items that one can utilize as each recovery is unique and must be customized to your specific needs.
On residential claims, it is important to immediately document your damages, obtain temporary housing or fair compensation for such expenses, inventory your personal property, measure building scope, and costs, and promptly present to the insurer for claims adjustment. This shifts the burden from the insured to the insurer to finalize the recovery.
Similarly, prompt documentation and evaluation of commercial claims are important. However, they present distinct challenges. On commercial losses, it is common to incur extra expenses that are beyond the scope of ordinary expenses to either relocate temporarily or permanently. Even though under commercial policies your insurer may typically owe coverage benefits for business interruption losses, identifying strategies to properly effectuate extra expenses helps a business retain customers and minimize the suspension of operations.
We are Experts at Evaluating Insurance Policies
Hurricane losses present unique issues, such as evaluating multiple policies to ensure there is no coverage gap. For instance, some damages may be covered under your flood or storm surge policy. Other damage may be covered under wind or hurricane policy. In addition, deductibles under hurricane policies are typically a percentage of either the policy limits or loss amount. Negotiation of this critical issue can materially affect your outcome.
We comprehensively review and evaluate your policy, immediately deploy a team of experts to assess and quantify your damages, and customize a strategy around your recovery to maximize the resolution of your claim. Our in-house and other veteran experts are experienced in quantifying and negotiating building, personal property, inventory, stock, business interruption, extra expense, loss of use, and other additional coverages. We work solely on your behalf to favorably resolve your claim.
Your Insurance Company's Adjuster Represents the Insurance Company. We Represent You.
Our experts will ensure your insurance company does not delay, diminish, or deny benefits that are rightfully owed to you. Industry experts agree that having a public adjuster like SunPoint on your side early in the process will expedite and maximize your recovery. Our goal is aligned with yours. To obtain a free assessment of your specific circumstances and recovery, please contact us.