Protecting Your Home and Family From a Hurricane

April 28, 2023
Home / / Protecting Your Home and Family From a Hurricane

Hurricanes are natural disasters that can cause severe damage to homes and communities. These storms can bring strong winds, heavy rains, and flooding, making it essential to take precautions to protect your home and family. Here are some ways to safeguard your property and loved ones from the devastating effects of a hurricane.

Prepare Your Home

Preparing your home is the first step in protecting it from a hurricane. Start by inspecting the exterior of your home and making any necessary repairs. Check the roof for any loose or missing shingles, and secure any loose objects, such as patio furniture, that could become projectiles in high winds.

Install storm shutters or plywood panels to cover windows and doors. If you live in an area prone to hurricanes, it’s wise to invest in hurricane-resistant windows and doors that are designed to withstand high winds and flying debris.

Clear your gutters and downspouts of debris to prevent water from backing up and causing damage to your home’s foundation. Consider installing a backup generator to ensure your home has power during an extended power outage.

Create a Family Disaster Plan

A family disaster plan is critical to ensure that everyone in your household knows what to do in the event of a hurricane. Create a plan that outlines where to go, what to do, and what to bring in the event of an evacuation. Discuss the plan with your family and practice it regularly so that everyone knows what to do and where to go.

Identify a safe room in your home where your family can take shelter during a hurricane. This room should be on the ground floor, away from windows, and free of any potential hazards. Stock the room with emergency supplies, such as food, water, a first aid kit, flashlights, and a battery-powered radio.

Prepare an Emergency Kit

In the event of a hurricane, it’s essential to have an emergency kit prepared and readily accessible. The kit should include enough supplies to last at least three days. Here are some items to include in your emergency kit:

Water: At least one gallon of water per person per day for at least three days.

Food: Non-perishable food items, such as canned goods, dried fruits, and granola bars, that don’t require cooking or refrigeration.

First aid kit: Include bandages, gauze, antiseptic, and other essential medical supplies.

Prescription medications: Have at least a three-day supply of any prescription medications.

Personal hygiene items: Toothbrushes, toothpaste, soap, and other essential hygiene items.

Blankets and warm clothing: Include warm clothing and blankets in case of power outages.

Battery-powered radio: A battery-powered radio will allow you to stay informed of any updates or emergency instructions.

Flashlights and extra batteries: Keep flashlights and extra batteries on hand in case of a power outage.

Cash: Have some cash on hand in case ATMs and credit card machines aren’t working.

Important documents: Keep important documents, such as passports, birth certificates, and insurance policies, in a waterproof container.

Stay Informed

Stay informed of any updates and emergency instructions during a hurricane. Monitor local news and weather reports, and follow any instructions given by local officials.

Have a plan for communication with your family members in case you become separated during the hurricane. Designate an out-of-state contact person who can act as a central point of communication and help coordinate any necessary assistance.

Importance of Insurance

In addition to these steps, it’s also important to have adequate insurance coverage to protect your home and belongings from hurricane damage. Contact your insurance provider to ensure that you have the proper coverage and understand what is and isn’t covered under your policy.

Remember that hurricanes are unpredictable and can change course quickly, so it’s essential to stay informed and prepared. Don’t wait until the last minute to take action – plan ahead and take steps to protect your home and family from the potential impact of a hurricane.

Protecting your home and family from a hurricane requires a combination of preparation, planning, and action. By following these steps, you can help ensure the safety of your loved ones and minimize the potential damage caused by a hurricane. Remember to stay informed, stay prepared, and take action when necessary to protect your home and family from the devastating effects of a hurricane.

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SunPoint Public Adjusters, Inc. (“SunPoint”) is the “Gold Standard” of the Public Adjusting industry. We comprehensively review and evaluate your insurance settlement, immediately deploy a team of specialists to assess and quantify your damages and customize a strategy around your recovery to promptly and properly maximize the resolution of your claim. 

Our in-house experts and external veteran professionals are experienced in quantifying and negotiating building, personal property, inventory, or other additional coverages. We work solely on your behalf to favorably resolve your claim. Our team ensures your insurance company does not delay, diminish, or deny benefits that are rightfully owed to you. Industry authorities agree that having a public adjuster like SunPoint on your side early in the process expedites and maximizes your recovery.

Policyholders have been benefiting from our knowledge and advocacy for decades. We have handled, managed, and successfully navigated claims ranging from homeowner losses; corporate losses in the hundreds of millions of dollars; disaster losses involving government entities and entire municipalities; agricultural and recall losses, and virtually any type of disaster claim could be imagined. 

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