Experts Prepared to Assist Colorado Residents With Logistics, Recovery from Wildfire Impacts

January 26, 2022
Home / / Experts Prepared to Assist Colorado Residents With Logistics, Recovery from Wildfire Impacts

SunPoint Public Adjusters, Inc. Experts are Available as Resource for Media and Public

The wildfires that tore through the Boulder area in late December resulted in at least one fatality, and potentially billions of dollars in property damage. The toll on the communities, individuals and businesses has been and will be tremendous.

The Marshall fire resulted in the loss of more than 1,000 homes and structures, and at least an equal amount being damaged from flame, heat, or smoke. Experts from SunPoint Public Adjusters, Inc. are helping local residents, businesses, and property owners meet the challenges of dealing with insurance companies in preparing and proving their claims so they can achieve optimal recovery in a timely manner.

Insurance companies are not working solely with the interest of those they insure in mind — they are working to protect their bottom line as well. Unfortunately, insurance companies are for-profit companies that report to shareholders and boards, and their insurance company adjusters have a duty to them to mitigate the insurer’s financial losses. This naturally creates a different agenda for insurers and the insureds suffering from a loss. It is critical that property owners affected by wildfires have an advocate on their side as well, ensuring they are treated fairly and compensated for the full value of what they have lost.

Public Adjusters are the recognized experts in this field, licensed by the Colorado Division of Insurance to advocate solely on behalf of policyholders — they work with property owners to properly prepare, present, and negotiate their claim with the insurance company to ensure they receive what they are rightly owed under the policy of insurance.

“Insurance company adjusters and their vendors work for insurance companies, not you,” said Greggory A. Clifford, President, and CEO of SunPoint Public Adjusters, Inc. “They are paid to protect the financial interests of the company. No matter how hard they try, they cannot serve two masters, and this puts the person that has suffered a loss at a huge disadvantage. It is why Public Adjusters are licensed — we create a balance to the system — the 800-pound gorilla keeping the insurance companies honest.

“We employ all the experts necessary to properly prepare and resolve a claim so our clients can focus on what’s important, getting their lives back and moving forward. Our efforts always result in a much higher recovery because we know what is needed to get the claim resolved properly.”

Experts from SunPoint Public Adjusters, Inc. are available to discuss the logistics of dealing with wildfires and damage to personal property, including:

·      Understand the impacts of mandatory evacuations on homeowners and businesses 

·      Understand the roles of everyone after a fire (the family, the carrier, public adjusters, attorneys, contractors, restoration companies, the government, demo and debris clean-up companies, etc.)

·      Understand how policies “really” payout 

·      Options you have (rebuilding your home, replacing your home, cashing out, doing nothing) and how those options affect your financial recovery 

·      How to prepare a claim for your home, personal property, etc., and how to avoid the land mines that are being set for you 

·      Understand your policy – the different coverages and how they “really” work 

·      Should you let government entities do the clean-up and give them the right of entry?

·      Temporary Living Expenses – How it Works

If you’re interested in learning more about the insurance claim process or how a public adjuster can help in the wake of a disaster, we encourage you to visit one of our Colorado offices or call us toll-free at (888) 247-7865.