Catastrophes can devastate restaurants, especially those in the fine dining category. The unique nature of these establishments, whether they specialize in steaks, farm-to-table cuisine or ethnic delicacies, require a specific level of expertise to navigate the complex recovery process. That’s where SunPoint Public Adjusters comes in.
We’re here to advocate for your restaurant and ensure you receive the full compensation you deserve. Our experienced team understands the specific challenges faced by fine dining establishments and can provide the guidance and support you need to recover from a disaster.
Common Disasters Impacting Fine Dining Restaurants
Fine dining establishments, with their unique infrastructure and valuable inventory, are susceptible to a variety of disasters. Understanding these risks is crucial for effective disaster preparedness and insurance claims.
Fires: Electrical fires, kitchen fires and structural fires can cause significant damage to buildings, equipment and inventory.
Floods: Flooding from heavy rainfall, overflowing rivers or burst pipes can inundate dining rooms, kitchens and storage areas, leading to water damage, mold growth and electrical hazards.
Hurricanes and Tropical Storms: High winds, heavy rain and storm surges can cause extensive damage to buildings, signage and outdoor dining areas.
Earthquakes: Earthquakes can lead to structural damage, broken pipes and shattered glassware.
Key Areas We Can Assist You With:
- Waiting Period: Understanding when your insurance coverage begins is crucial in the recovery process.
- Identifying Key Employees: Determining which employees are essential for the recovery effort can help streamline operations and minimize losses.
- Handling “Day of Loss” Deliveries: We can help you manage any deliveries or shipments that were scheduled for the day of the disaster.
- Covering Temporary Re-Location Expenses: If your restaurant needs to be temporarily relocated, we can help you secure coverage for the necessary expenses.
- Extended Period of Restoration: We can assist you in obtaining coverage for the extended period it may take to restore your restaurant to its original condition.
- Marketing Ramp-Up Expenses: We can help you secure coverage for marketing expenses to help rebuild your business and attract customers back.
- Maintaining Patron Retention: We can provide guidance on strategies to maintain customer loyalty and prevent your business from losing customers during the recovery process.
Don’t let a disaster disrupt your fine dining establishment. With SunPoint Public Adjusters on your side, you can focus on rebuilding your business and we’ll handle the rest.
SunPoint Public Adjusters, Inc. Advocates Only for the Insured’s Benefit
SunPoint Public Adjusters, Inc. (“SunPoint”) is the “Gold Standard” of the Public Adjusting industry. We comprehensively review and evaluate your insurance settlement, immediately deploy a team of specialists to assess and quantify your damages and customize a strategy around your recovery.
Our in-house experts and external veteran professionals are experienced in quantifying and negotiating building, personal property, inventory or other additional coverages. We work solely on your behalf to resolve your claim favorably. Our team ensures your insurance company does not delay, diminish or deny benefits rightfully owed to you. Industry authorities agree that having a public adjuster like SunPoint on your side early in the process expedites and maximizes your recovery.
Policyholders have been benefiting from our knowledge and advocacy for decades. We have handled, managed and successfully navigated claims ranging from homeowner losses to corporate losses in the hundreds of millions of dollars, disaster losses involving government entities and entire municipalities, agricultural and recall losses and virtually any type of disaster claim that could be imagined.
Our team of Public Adjusters, building cost consultants, inventory specialists, forensic accountants and equipment consultants is unmatched in our industry. It’s easy to be big, but being the best requires daily dedication—and we have that dedication, with a goal that’s perfectly aligned with yours. Contact us today!